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You got hurt on the job, and now the company says it does not carry workers’ comp, or someone from the office wants you to sign papers so your bills get paid. You are worried about the weeks you cannot work, whether it matters that you were rushing, and whether you can do anything at all.
In Texas, most private employers can choose not to carry workers’ compensation. If yours opted out, you can sue it for negligence, and it cannot blame the injury on your own carelessness. You generally have two years to file, but the papers the company hands you can matter much sooner.
Attorney Abraham Peña was born and raised in the Rio Grande Valley and handles injury cases only, in English and in Spanish. Tell us what happened at work and what the company has asked you to sign, and we will explain your options before you decide anything.
The Valley’s economy runs through warehouses, produce, cold storage and fields. Imported produce crosses at the Pharr-Reynosa International Bridge and moves into packing sheds and cold storage along Interstate 2 (Expressway 83) and Interstate 69C (US-281), and the injuries follow the work: forklift strikes on loading docks, falls from trailers and racking, hands caught in packing lines, back injuries from repetitive lifting, ammonia leaks, and slips on wet or icy cold storage floors.
Field work adds heat illness, machinery and pesticide exposure. Farm labor is often arranged through contractors and paid by the piece, but that does not take away a farmworker’s right to sue a negligent non-subscriber employer.
If you can, take these steps in the first days:
Your employer may not be the only one who owes you. We look at:
We send a preservation letter the first week so the training files, maintenance logs and dock camera footage survive.
Texas lets most private employers opt out of workers’ compensation. An employer that does is called a non-subscriber, and it must tell you so in writing and post a notice at work. If yours opted out, three things follow:
A negligence claim against a non-subscriber employer or a third party can include:
Exemplary damages are also possible on clear and convincing proof of gross negligence, subject to Texas’s cap. If workers’ comp paid you benefits, the carrier is repaid out of any third-party recovery up to what it paid, so that number has to be managed in any settlement.
You generally have two years from the date of injury to file a lawsuit, or two years from the date of death if a worker was killed. If a city, county or other governmental unit shares the blame, written notice is due within six months, and some city charters set an even shorter period.
Fault works two ways here. A non-subscriber employer cannot shrink your claim by pointing at your own mistake. Against a third party, Texas’s modified comparative fault rule applies: a share of fault up to half reduces your award by that percentage, and anything more bars it. If a jury awarded $250,000 against a third party and found you 40 percent at fault, you would receive $150,000.
Not if your employer is a non-subscriber. Texas law takes away its defenses that you were careless, that a coworker was to blame, or that you accepted the risk. You still have to prove the employer was negligent, but your own mistake does not end the claim.
Yes. What matters is whether you were an employee doing work the company controlled, not how you were paid or whether you got a W-2. Text messages, schedules, supervisors’ instructions and coworkers can prove the relationship.
Not before a lawyer reads them. Those papers may waive your right to sue, and a waiver signed after an injury can be enforced if it meets the legal conditions. Your bills can be paid without giving up your claim.
Usually not your employer, because comp benefits are your only remedy against it, but you can still bring a claim against a third party whose negligence hurt you. If a worker is killed by the employer’s gross negligence or intentional act, the surviving spouse and heirs may seek exemplary damages.
You pay nothing upfront, and we will read the papers the company gave you at no charge. Our fee is contingent on the outcome: it comes out of what we recover, and if we recover nothing, you owe us no fee.
An injury at work can cost you your paycheck along with your health, and you should not face the company’s paperwork alone. Call The Law Office of Abraham Peña, PLLC at (737) 999-3335 or write to us through our contact page for a free, confidential consultation. There is no fee unless we win, and we meet by appointment at 813 N Main St., Suite 404, McAllen. ¡Hablamos español! Esta página también está disponible en español: abogado de accidentes de trabajo en McAllen.
You pay nothing upfront. Our fee is only collected
if we secure compensation for you.
813 N Main St. Suite 404
McAllen TX, 78501
By Appointment Only
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